GET APPROVED
Congratulations: You are almost approved!
There is no approval or setup process required to get started*. Just register online and send us a loan application, tri-merge credit report and appraisal with interior pictures (if ordered). At the same time, we provide you with a broker package to be completed prior to your first private money loan closing.
- Complete Broker Package
Get Started Today!
ADVIDORY SERVICES
YOUR NON-BANK LENDER
BROKERS & BANKERS
Wholesale
The Helvetica Group is a leading purchaser of newly originated commercial and residential real estate, hard money loans.
Correspondent
The Helvetica Group purchases closed performing and non-performing loans from mortgage bankers, mortgage brokers and other financial institutions.
SUBMIT A LOAN
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Commercial Bridge Loans
Typical candidates are borrowers with equity in real property that exceeds the loan value or substantial down payment but who cannot qualify because of poor credit, high debt-to-income ratios or inability to traditionally document income. Clients often seek hard money loans when they need cash quickly, and cannot wait or do not qualify for a typical bank loan.
Eligible Properties
:: Retail Strip Centers
:: Residential Investment - REO Flips and Rentals
:: Luxury Residential (investment purpose)
:: Multi-Family
:: Condos (investment purpose)
:: Light Industrial
:: Mixed Use
:: Office
:: RV / Mobile Home Park
:: Special Purpose
Lending Parameters
:: Financing Types: First trust deeds, structured finance, acquisitions
:: Loan Purpose: Business or Investment purpose loans only (no consumer purpose loans)
:: Location: Metro areas nationwide (CA, AZ, FL, OR, TX preferred)
:: Rates: Starting at 6.99%
:: Fees: 2 to 4 Points
:: Loan to Value: 55%, and up to 65% with exceptions
:: Amortization: Fixed and Interest Only
:: Income Doc: Stated and Alt Doc Programs
:: Loan Term: 6 months to 5 years+
:: Loan Amounts: $300,000 to $10 million +
Product Niches
:: Low Occupancy, Stabilization,
:: CMBS Workouts, Balloon Payments
:: Credit Challenges, BK, Foreclosure Bailouts
:: Discounted Payoffs
:: 1031 Exchanges, Bridge Financing
:: Bank Turndowns
:: Quick Closings
:: REO Acquisitions
:: Bank Dispositions
:: Partner Buyouts
:: Performing and Non-Performing Note Purchases
PRODUCTS & GUIDELINES
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Overview
Typical candidates are borrowers with equity in real property that exceeds the loan value or substantial down payment but who cannot qualify because of poor credit, high debt-to-income ratios or inability to traditionally document income. Clients often seek hard money loans when they need cash quickly, and cannot wait or do not qualify for a typical bank loan.
Eligible Properties
:: Retail Strip Centers
:: Residential Investment - REO Flips and Rentals
:: Luxury Residential (investment purpose)
:: Multi-Family
:: Condos (investment purpose)
:: Light Industrial
:: Mixed Use
:: Office
:: RV / Mobile Home Park
:: Special Purpose
Lending Parameters
:: Financing Types: First trust deeds, structured finance, acquisitions
:: Location: Metro areas nationwide (CA, AZ, FL, OR, TX preferred)
:: Rates: 6.99% to 12.99%
:: Fees: 2 to 4 Points
:: Loan to Value: 55%, and up to 65% with exceptions
:: Amortization: Fixed and Interest Only
:: Income Doc: Stated and Alt Doc Programs
:: Loan Term: 6 months to 5 years+
:: Loan Amounts: $300,000 to $10 million
Product Niches
:: Low Occupancy, Stabilization,
:: CMBS Workouts, Balloon Payments
:: Credit Challenges, BK, Foreclosure Bailouts
:: Discounted Payoffs
:: 1031 Exchanges, Bridge Financing
:: Bank Turndowns
:: Quick Closings
:: REO Acquisitions
:: Bank Dispositions
:: Partner Buyouts
:: Performing and Non-Performing Note Purchases
See a representative list of our completed transactions.